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Dec 22, 2020 · However, the CFPB did not finalize the model disclosures originally proposed to act as a safe harbor if collectors took prescribed steps to alert consumers that their debt might be …
(2) Safe harbor — (i) In general. Model Form B-1 in appendix B to this part contains the validation information required by paragraph (c) of this section and certain optional disclosures permitted by …
May 17, 2024 · The New Jersey District Court rejected defendant’s arguments that its use of the CFPB’s model form provided a safe harbor from the asserted FDCPA claims. Instead, the court in …
Oct 19, 2016 · The Bureau of Consumer Financial Protection (Bureau) is issuing this interpretive rule under the Fair Debt Collection Practices Act (FDCPA) to clarify the interaction of the FDCPA and …
Aug 4, 2016 · The Bureau of Consumer Financial Protection (Bureau) is issuing this interpretive rule under the Fair Debt Collection Practices Act (FDCPA) to clarify the interaction of the FDCPA and …
Safe harbor for complete and accurate translation. Section 1006.34 (e) provides, among other things, that, if a debt collector sends a consumer a validation notice translated into a language other than …
Feb 5, 2018 · Recognizing this dilemma, the Seventh Circuit set forth safe harbor language that allowed a debt collector to account for the fact that a debt may increase in Miller v. McCalla, …
Dec 10, 2020 · The Rule provides a safe harbor for unintentional third-party disclosures through email or text messaging. Notably, the Rule does not address communications through social media.
Feb 12, 2018 · Seventh Circuit Court of Appeals (covering Illinois, Indiana and Wisconsin) recently ruled that a debt collector who used the Seventh Circuit’s recommended safe harbor language in …
Sep 24, 2021 · Provide a safe harbor from FDCPA liability for third-party disclosures when communicating with a consumer by email or text message where the email address or phone …
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